If you are seeking funds for a residential property, then look no further than the home of property finance. We’ve got one of the widest ranges of mortgage products available.

A residential mortgage is often the biggest financial commitment anyone can make. This type of loan is used to purchase or maintain a home, land or other type of real estate, with the borrower agreeing to pay the lender over time. The property then serves as collateral to secure the loan.

As such, mortgages generally fall into two categories: fixed-rate deals (which guarantee the rate for a set number of years), and variable rate deals (where the rate can go up or down depending on economic conditions).

· Fixed-rate mortgages

· Tracker mortgages

· Discount mortgages

· Standard-variable-rate (SVR) mortgages

Mortgage lenders will usually take into account a number of important considerations before offering finance, such as:

· Your income

· Your outgoings

· Your age

· Your previous credit

· The value of the property you want to purchase